What Includes Business Owner's Policy Package

Business Owner's Policy (BOP) is an insurance package that combines the basic coverages required by a business owners in one bundle. It is sold at a premium which is less than the total cost of the individual coverages. Business Owner's Policies usually used by the small and medium-sized businesses typically contain business interruption insurance, which provides reimbursement for up to a year of lost revenue resulting from an insured property loss.

Business Owner's Policy is the insurance package that combines the basic coverages required by the business owner for insuring his business. Later if he finds any other additional risks that is needed to cover, then he can add optional coverages to meet specific needs of the business. The Business Owner's Policy include:

• Property insurance which covers buildings and assets owned by the company. It provides insurance coverage for physical structure and its contents, including stock or inventory, business equipment, furniture and computers.
• Business interruption insurance covers the loss of income that disrupts the operation of the business due to the occurrence of a fire accident or other natural disaster.
• Liability insurance covers the harm that is caused to others for providing your company's products or services. This harm can be a bodily injury due to the usage of your company's defective products or it can be a property damage due to faulty installations and errors in services provided by your business.

So, protect your business reputation and the future of your career by investing in a specialized Business Owner's Policy package. Once you buy, you will have peace of mind and increased protection.